Her account, his account, maybe a joint one, two cards, and the bit that moved as cash. No bank can show you all of it — each one only sees its own slice. Shared Finance is the neutral ground: one honest picture of the money you share, whoever you each bank with.
Get it on the App StoreFree to use · No bank login · iPhone
Only about one couple in six shares a single account. Everyone else is spread across two banks, a card or three, and whatever gets settled in cash — which means your bank is structurally incapable of showing you the whole picture. It can only ever show you its own money, to one account holder, in one currency.
A household isn't an account. It's two people, several institutions, and a running set of obligations between them. That's what this app models.
Tap in a spend, snap a receipt, split a shared cost. Miss a few — that's the point.
A CSV, a PDF, or just a photo. It's read on your phone — the file never leaves your device.
Every line is matched against what you both logged. You review what's left: forgotten spends, double-logs, wrong amounts. Usually three minutes.
Not one person's app with a guest pass for the other. Two full members, two phones, the same numbers.
Monthly limits per category, identical on both phones. Joint and personal side by side.
Evenly, by percentage, or line by line off the receipt. One number to clear at the end.
What's due next, and a shared pot you fill together for the thing you're both saving for.
Five minutes, once a week, that replaces the awkward money conversation.
No bank credentials, no ads, no data sold. Face ID lock. Delete your account any time.
£, $, €, ₦ with live daily rates, locked when you log — so last month's numbers never move.
Three reasons. Handing an app your online banking password is a bigger ask than most people admit. Bank aggregation doesn't reach a lot of the world — Nigeria included. And a connection only ever reaches the banks that agreed to be reached, which is never all of yours.
A statement you already have works for every bank, in every country, with no permission from anyone. It's read on your phone and the file never leaves your device. That's not a compromise we settled for — it's the only method that can see a whole household at once.
The parts that make the ledger work are free and stay free — including splitting and settle-up, and including your partner.
£0
No card, no trial clock.
£49.99/year
≈ £4.17 a month · or £5.99 monthly
One subscription covers your whole household — your partner never pays.
Cancel any time in your App Store settings. Free trial on the yearly plan only.