Shared Finance
For two, or a whole flat

Catch every spend you forgot.

Every money app asks you to log everything, perfectly, forever. Nobody does. Shared Finance lets you log what you remember — then finds the rest.

Get it on the App Store

Free to use · No bank login · iPhone

How it works

1

Log casually all month

Tap in a spend, snap a receipt, split a shared cost. Miss a few — that's the point.

2

Upload your statement

A CSV, a PDF, or just a photo. It's read on your phone — the file never leaves your device.

3

Fix only what's wrong

Every line is matched against what you both logged. You review what's left: forgotten spends, double-logs, wrong amounts. Usually three minutes.

And the rest of it

Split fairly, settle once

Evenly, by percentage, or line by line off the receipt. One number to clear at the end.

Budgets you both see

Monthly limits per category, identical on both phones. Joint and personal side by side.

£, $, €, ₦

Live daily rates, locked at the moment you log — so last month's numbers never move.

Bills & savings pots

What's due next, and a shared pot you fill together for the thing you're both saving for.

The weekly check-in

Five minutes, once a week, that replaces the awkward money conversation.

Private by design

No bank credentials, no ads, no data sold. Face ID lock. Delete your account any time.

Why no bank connection?

Because handing an app your online banking password is a bigger ask than most people admit, and because bank aggregation simply doesn't reach a lot of the world — Nigeria included. Reading a statement you already have gets you the same accuracy without the login, and it works everywhere.

Pricing

The parts that make the ledger work are free and stay free — including splitting and settle-up, and including your partner.

Free

£0

No card, no trial clock.

  • Unlimited logging, receipts and budgets
  • Unlimited splitting and settle-up
  • Your partner included — always
  • Bills, savings pots, weekly check-in
  • Your first statement check
  • 1 account · 2 groups · 20 questions a month

Cancel any time in your App Store settings. Free trial on the yearly plan only.