Please read these Terms of Service ("Terms") before using Shared Finance. By downloading, installing, or using the app, you agree to be bound by these Terms. If you don't agree, don't use the app.
Shared Finance is operated by Shared Finance ("we", "us"), a service provider based in the United Kingdom. Contact: ajayidipo@ymail.com · N18 1FE, London, United Kingdom.
Shared Finance is a tracking-only expense-management app for couples, households, and small groups. It records who paid what, keeps a running balance, and shows budgets and savings goals.
Shared Finance does not:
Any actual settlement between household members happens outside the app.
You need an account to use most features. You may sign in with Sign in with Apple, Google, or an email magic link. You are responsible for keeping your sign-in credentials and device secure.
You must be at least 13 years old (or 16 in the European Economic Area, where applicable) to use Shared Finance.
You are responsible for the accuracy of the information you enter, including expenses, budgets, and invitee email addresses. Inviting someone to a shared space means they will see all financial records in that space.
You retain ownership of the expenses, receipts, notes, and other content you enter into Shared Finance. You grant us a limited licence to store, process, and display that content solely to provide the service to you and the other members of any space you belong to.
You must not upload content that is illegal, that violates someone else's rights, or that you don't have permission to share.
You must not:
Shared Finance is free to use at launch. If we introduce paid features in the future we'll tell you before they take effect, and free features you're already using will remain free unless we specifically say otherwise.
You may delete your account at any time from Settings → Delete account, or by emailing us. Doing so removes your account and any spaces where you were the only member. Shared history in households with other members remains visible to those members, with your identifying details unlinked.
We may suspend or terminate accounts that abuse the service or violate these Terms, generally after notice unless the abuse is serious.
Shared Finance is provided "as is" and "as available". To the extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that the service will be uninterrupted, error-free, or that any data you enter will be permanently retained. Keep your own records of anything you need to preserve.
To the maximum extent permitted by law, our total liability arising out of or relating to your use of Shared Finance is limited to the amount you paid us (if any) for the service in the twelve months before the claim, or GBP 100, whichever is greater. We are not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, goodwill, or data.
Nothing in these Terms limits or excludes liability that cannot be limited or excluded by law — including liability for fraud, gross negligence, or death or personal injury caused by our negligence.
You agree to indemnify us against any claim brought by a third party that arises from your misuse of the service or your breach of these Terms.
We may change or discontinue features at any time. If we make material changes to these Terms, we'll notify you in-app before they take effect. Continued use after the change means you accept the updated Terms.
These Terms are governed by the laws of England and Wales. The courts of England and Wales have exclusive jurisdiction over any dispute, subject to any non-waivable consumer-protection rights you have where you live.
ajayidipo@ymail.com · N18 1FE, London, United Kingdom